coin md

Coin MD bills itself as a “private membership organization” that provides cryptocurrency rewards to its members for joining, recruiting others, and using preferred providers for healthcare. The company bills itself as an alternative to paying for exorbitant healthcare costs by harnessing the power of cryptocurrency, but the truth is much more sinister.

What Is Coin Md?

Coin MD was founded by Tom McMurrain, a serial MLM and crypto investor, affiliate, and, dare we say, scam artist. McMurrain is a convicted felon, having served 5 years for securities fraud, embezzling some $9 million from investors in his loan company, Emergency One Cash Card Inc.

After emerging from prison, McMurrain wasted no time in setting up new MLM affiliate scams. Companies that McMurrain have been heavily involved in since his release have been TVI Express – declared by the state of Georgia to be a pyramid scheme – and OneCoin, a cryptocurrency affiliate scam that went belly-up in January of 2017.

It's therefore no coincidence that Coin MD was registered just a few months later, in May of 2017. While the site registration itself doesn't name McMurrain, he's prominently listed on the Coin MD compensation plan as CEO of the company.

Coin Md Product

It will come as no surprise that there's not any actual product available from Coin MD. While the site claims that members will be able to access “a preferred network of providers” and earn cryptocurrency for doing so, this network is nonexistent currently and is unlikely to ever materialize.

Instead, Coin MD offers worthless tokens called CoinRewards to anyone who signs up or who recruits others. These tokens are then meant to be exchanged for the company's proprietary, closed-loop Coin MD cryptocoin, to be released at some later date.

Enrolling in Coin MD requires purchasing one of five different membership categories, separated by price. Each higher membership level provides higher CoinRewards points. Here's the membership breakdown:

  • MD1 – $1,000 for 50,000 CoinRewards
  • MD3 – $5,000 for 150,000 CoinRewards
  • MD5 – $10,000 for 500,000 CoinRewards
  • MD10 – $25,000 for 1.5 million CoinRewards
  • MD15 – $50,000 for 5 million CoinRewards

Membership level also plays a role in earning potential for Coin MD affiliates, as discussed below.

Coin Md Opportunity

Besides investment in the program directly, Coin MD members can also engage in affiliate recruitment to earn commission-based income. Commissions revolve around a binary matrix, with each affiliate being responsible for maintaining two “legs” of downline.

There are five affiliate ranks in Coin MD, all of which feature an Imperial Rome motif:

  • Legionnaire – minimum $999 monthly investment volume generated, recruit at least one affiliate who invests
  • Praetor – minimum $50,000 monthly investment volume (33% from weaker binary leg), have at least 5 Legionnaire-level recruits
  • Centurion – $150,000 investment, recruit 10 affiliates (minimum of 3 Praetors, one of which must be on weaker leg)
  • Senator – $350,000 investment, recruit 15 affiliates (minimum 6 Centurions, 2 on weaker leg)
  • Imperator – $750,000 investment, recruit 21 affiliates (minimum 9 Senators, 3 on weaker leg)

Affiliates receive commissions from direct recruitment – starting at 10% at Legionnaire and capping at 30% at Imperator. Affiliates of all ranks also receive 10% of residual commissions, as computed from their weaker binary leg.

As mentioned above, affiliate earnings and advancement are capped by initial investment volume.

  • MD1 – grants a single binary position, with earnings capped at $3000 a week
  • MD3 – grants three binary positions, with earnings capped at $5000 a week each (total of $15,000)
  • MD5 – grants seven binary positions, with earnings capped at $15,000 a week each (total of $105,000 )
  • MD10 – grants seven binary positions, with earnings capped at $30,000 a week each (total of $210,000)
  • MD15 – grants fifteen binary positions, with earnings capped at $30,000 a week each (total of $450,000)

Additionally, 30% of all commissions are paid out in CoinRewards points.

Coin Md Verdict

Coin MD is going to accomplish only one thing – separating credulous investors and affiliates from as much money as possible.

So let's break this down: Coin MD's only source of revenue is from member investment. Investment and commission activity pays out in worthless tokens.

These tokens can, in turn, be traded in for a worthless proprietary cryptocurrency that's controlled completely by Coin MD and is not available for trade on outside exchanges, making it a simple task for the company to manipulate the price of their cryptocoin at their whim. Capping it all off is the fact that Coin MD was founded by a serial MLM scammer and convicted felon.

In other words, Coin MD can initiate a “pump and dump” scam whenever they want. It can set the initial value of a single cryptocoin incredibly high to encourage investment, and then drop the valuation into the toilet to effectively steal funds that investors use to purchase the digital currency, all the while blaming it on “market conditions.”

The affiliate income earning opportunity is tied directly to initial investment, encouraging affiliates to pour as much money into the system as possible in order to maximize earnings potential. 3 out of every 10 dollars earned by affiliates is provided in already-worthless CoinRewards points.

So where does all the money go? Into McMurrain's pockets. Adding insult to injury is the fact that McMurrain, the founder of the company, is a serial MLM scammer and, quite literally, a convicted felon.

Does any of this sound like a good idea to you? If it does, please go to the hospital immediately. You may be suffering from blunt force trauma to the head.

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